These 4 Post Office schemes will make you a millionaire, save only that much every month
Post office has always been the best option for investing. If you invest money in any post office scheme, you don’t have to worry about your money. There are many post office plans in which you can invest. આ પણ વાંચો : ધોરણ ૬ અને ૯ ના બાળકો માટે શિષ્યવૃત્તિની પરીક્ષા
- These 4 schemes of Post Office are very useful
- Tax investment of Rs 12,500 per month
- You will become a millionaire in 25 years
So you can become a millionaire in a few years. Today we will tell you about some special post office schemes through which you can get bumper benefits. There are plans for 5 to 15 years. Read also: 50000 ની લોન મેળવો ફક્ત ત્રણ મીનીટ માં એ પણ sbi બેંક માંથી
4 Post Office Millionaire Schemes:
The Public Provident Fund (PPF), Recurring Deposit (RD), National Savings Certificate (NSC) and Time Deposit (TD) schemes are the best in this list. With this scheme you can raise a large fund in a matter of years. આ પણ વાંચો : ધોરણ 10 અને 12 ના વિદ્યાર્થીઓ માટે બેસ્ટ એપ
PPF can be invested to become a millionaire
An investor can deposit a maximum of Rs 1.5 lakh per annum in PPF. You can deposit a maximum of Rs 12,500 per month in this post office scheme. The maturity of this plan is 15 years, which you can extend to 5-5 years. At the moment, the interest rate is 7.1% per annum. If you invest Rs 1.5 lakh every year and spend 25 years, your total investment will be Rs 37,50,000. After 25 years, the amount on maturity will be: Rs 1.03 crore as in this you get the benefit of compound interest. આ પણ વાંચો: 26 જાન્યુઆરી ફોટો ફ્રેમ બનાવો
There are benefits to investing in RD
You can deposit maximum amount in RD monthly, there is no limit. Here if we have 12500 ppf per month. Compared to, your big fund can be ready. You can invest in RD for any number of years. It gives a compound growth of 8.8 per cent year-on-year. If you place a maximum annual deposit: Rs. 1,50,000, then after 27 years of compounding, your amount will be about Rs. 99 lakhs. Your total investment in it will be Rs 40,50,000 lakh. આ પણ વાંચો ડીજીટલ ગુજરાત ટેબલેટ સ્કીમ
Invest in NSC
If you invest in NSC, you can get tax exemption under section 80C of income tax by investing up to Rs 1.5 lakh per annum in NSC. The maturity period is five years. It is earning interest at 6.8 per cent per annum. In terms of interest rates, in other small savings plans, the interest rate is reviewed quarterly but at the time of investment in NSC, the interest rate remains the same till the full maturity period.
Time deposit i.e. FD limit is not fixed. A 5 year investment in a post office time deposit carries an annual interest of 6.7%. If you deposit Rs 15 lakh in this scheme at an annual rate of 6.7 per cent, you will become a millionaire in 30 years.