Don’t worry! Even if you have only Rs 1,500 in your bank account, you can get a loan of up to Rs 5 lakh
The name of this plan is Apna Ghar Dreams. The company’s plan is for skilled professionals. Such workers working in the informal sector can take loans ranging from Rs 2 lakh to Rs 50 lakh to buy a house. “We want to fulfill the dream of buying a home for those working in the informal sector,” the company said in a statement.
The loan will be available on the basis of 6 months bank statement
Anirudh Kamani, Managing Director and CEO, ICICI Home Finance, said, “Gone are the days when you needed a lot of documents for a home loan. But in this scheme we have started, after showing PAN card, Aadhaar card and bank statement of last 6 months, you will get a loan of up to Rs 5 lakh immediately.
The customer must have a balance of at least Rs. 1,500 in the bank
To get a loan under Apna Ghar Dreamz scheme, the customer needs to have a balance of at least Rs 1,500 in the bank. Based on this, one can apply for a loan of up to Rs 5 lakh. To take a loan of more than Rs 5 lakh, you need to have a balance of Rs 3,000 in your bank account.
Who will get the benefit of this scheme?
The bank said the scheme would benefit carpenters, plumbers, electricians, trailers, painters, mechanics and computer repairmen. Who are having trouble getting a loan nowadays.