Don’t worry! Even if you have only Rs 1,500 in your bank account, you can get a loan of up to Rs 5 lakh

Don’t worry! Even if you have only Rs 1,500 in your bank account, you can get a loan of up to Rs 5 lakh

The name of this plan is Apna Ghar Dreams. The company’s plan is for skilled professionals. Such workers working in the informal sector can take loans ranging from Rs 2 lakh to Rs 50 lakh to buy a house. “We want to fulfill the dream of buying a home for those working in the informal sector,” the company said in a statement.

The loan will be available on the basis of 6 months bank statement
Anirudh Kamani, Managing Director and CEO, ICICI Home Finance, said, “Gone are the days when you needed a lot of documents for a home loan. But in this scheme we have started, after showing PAN card, Aadhaar card and bank statement of last 6 months, you will get a loan of up to Rs 5 lakh immediately.

The customer must have a balance of at least Rs. 1,500 in the bank
To get a loan under Apna Ghar Dreamz scheme, the customer needs to have a balance of at least Rs 1,500 in the bank. Based on this, one can apply for a loan of up to Rs 5 lakh. To take a loan of more than Rs 5 lakh, you need to have a balance of Rs 3,000 in your bank account.

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Who will get the benefit of this scheme?
The bank said the scheme would benefit carpenters, plumbers, electricians, trailers, painters, mechanics and computer repairmen. Who are having trouble getting a loan nowadays.